Major Rating Factors:
Fair profitability index (3.9 on a scale of 0 to 10) with 23.8 million in losses in the last two years. Fair overall results on stability tests (3.4) based on excessive premium growth during 2022, inordinate decline in capital during 2022. Rating is significantly influenced by the strong financial results of Baylor Scott & White Holdings. Good quality investment portfolio (5.4) containing junk bond exposure equal to 51.1% of capital.
Other Rating Factors:
Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
TX
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Baylor Scott & White Holdings
Investment Rating
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Company Address
1206 West Campus Drive
Temple, TX 76502
Temple, TX 76502
Phone Number
(254) 298-3000
NAIC Number
11670
Website
Largest Affiliates