B
Baylor Scott & White Ins Co
TempleTX
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.5 on a scale of 0 to 10) with 23.3 million in losses in the last three years. Fair quality investment portfolio (4.6). Good overall results on stability tests (5.1). Rating is significantly influenced by the strong financial results of Baylor Scott & White Holdings.
Other Rating Factors: Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
523
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Baylor Scott & White Holdings
Investment Rating
--
Company Address
1206 West Campus Drive
Temple, TX 76502
Phone Number
(254) 298-3000
NAIC Number
11670
Largest Affiliates
B
Temple, TX - Health
B
Temple, TX - Health
B
Temple, TX - Health
U
Temple, TX - Health