Major Rating Factors:
Weak quality investment portfolio (1.8 on a scale of 0 to 10) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Good overall profitability index (5.2) despite a decline in earnings during 2022. Good overall capitalization (6.5) based on fair current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years.
Other Rating Factors:
Good overall results on stability tests (5.0) based on good risk-adjusted capital in prior years, fair risk diversification due to the company's size. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
NJ
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
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Fee For Service
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Contractual Pay
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Salary
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Bonus
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Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
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Corporate Info
Group Affiliation
American Specialty Health Incorporated
Investment Rating
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Company Address
10221 Wateridge Circle
San Diego, CA 92121
San Diego, CA 92121
Phone Number
(800) 848-3555
NAIC Number
11866
Website
Largest Affiliates