Major Rating Factors:
Weak quality investment portfolio (2.6 on a scale of 0 to 10) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Good overall profitability index (6.0) despite operating losses during 2019. Good overall capitalization (6.2) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent over the last several years.
Other Rating Factors:
Good overall results on stability tests (5.6) based on healthy premium and capital growth during 2023 but good risk-adjusted capital in prior years and fair risk diversification due to the company's size. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
NJ
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
American Specialty Health Incorporated
Investment Rating
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Company Address
10221 Wateridge Circle
San Diego, CA 92121
San Diego, CA 92121
Phone Number
(800) 848-3555
NAIC Number
11866
Website
Largest Affiliates