B
PacificSource Cmnty Hlth Plans
BendOR
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.3 on a scale of 0 to 10) with 36.7 million in losses in the current year. Fair quality investment portfolio (4.0). Good overall results on stability tests (6.6) based on consistent premium and capital growth in the last five years.
Other Rating Factors: Excellent capitalization index (8.7) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: ID, MT, OR, WA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
923
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
PacificSource
Investment Rating
--
Company Address
2965 Northeast Conners Avenue
Bend, OR 97701
Phone Number
(541) 385-5315
NAIC Number
12595
Largest Affiliates
C
Springfield, OR - Health
B
Springfield, OR - Health