Major Rating Factors:
Good overall profitability index (6.5 on a scale of 0 to 10) despite operating losses during 2018. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair quality investment portfolio (3.3).
Other Rating Factors:
Excellent overall capitalization (9.3) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years. Excellent overall results on stability tests (8.1) based on consistent premium and capital growth in the last five years.
Principal Lines of Business:
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Licensed in:
ID, MT, OR, WA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
PacificSource
Investment Rating
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Company Address
2965 Northeast Conners Avenue
Bend, OR 97701
Bend, OR 97701
Phone Number
(541) 385-5315
NAIC Number
12595
Largest Affiliates