D
Health Choice Utah Inc
MurrayUT
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.2 on a scale of 0 to 10). Good overall results on stability tests (6.2) based on consistent premium and capital growth in the last five years but a decline in enrollment during 2023. Excellent profitability (9.1) with operating gains in each of the last five years.
Other Rating Factors: Excellent capitalization (7.9) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2021. Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: (No states)
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
302
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
The University of Utah
Investment Rating
--
Company Address
6056 South Fashion Square Drive
Murray, UT 84107
Phone Number
(801) 646-7296
NAIC Number
14481
Largest Affiliates