UPMC Health Options Inc
					
                    Major Rating Factors:
                     Fair overall results on stability tests (3.4 on a scale of 0 to 10) based on a decline in the number of member physicians during 2022. Rating is significantly influenced by the strong financial results of UPMC. Good quality investment portfolio (5.4) containing junk bond exposure equal to 96.2% of capital. Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
                
            
                    Other Rating Factors:
                     Excellent capitalization (7.2) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2021. Weak profitability index (2.5) with operating losses during 2021. Return on equity has been low, averaging 0.3% over the last five years.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    PA
                
            
                    Principal Enrollment Breakdown:
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            Other Highlights
                Medical Loss Ratio
                    
                Medical Expense
                Per Member Per Month ($)
                    
                Provider Compensation ($000)
                Capitation Pay
                    
                Fee For Service
                    
                Contractual Pay
                    
                Salary
                    
                Bonus
                    
                Other
                    
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                Member Physicians
                    
                Enrollment
                    
                Total Patient Encounters
                Physician
                    
                Non-Physician
                    
                Corporate Info
    Group Affiliation
        UPMC
    Investment Rating
        
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    Company Address
        
                
                     U.S. Steel Building 
Pittsburgh, PA 15219
    Pittsburgh, PA 15219
Phone Number
        (412) 434-1200
    NAIC Number
          15345
    Website
        
    Largest Affiliates