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Memorial Hermann Hlth Plan Inc
HoustonTX
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 14.2 million in losses in the last five years. Average return on equity has been poor at -22.4%. Fair capitalization index (2.9) based on weak current risk-adjusted capital (severe loss scenario). Fair overall results on stability tests (2.9) based on a steep decline in capital during 2022.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Memorial Hermann Healthcare System Inc
Investment Rating
--
Company Address
929 Gessner Road
Houston, TX 77024
Phone Number
(713) 338-5252
NAIC Number
15489
Largest Affiliates
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Houston, TX - Health
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Houston, TX - Health