C
WV Senior Advantage Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.4 on a scale of 0 to 10) in spite of consistent premium and capital growth in the last five years but fair risk diversification due to the company's size. Excellent profitability (8.9) despite a decline in earnings during 2022. Excellent overall capitalization (7.3) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: WV
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
853
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
RRW LLC
Investment Rating
--
Company Address
332 Sixth Avenue
South Charleston, WV 25303
Phone Number
(304) 348-2630
NAIC Number
15955
Largest Affiliates
C
Cincinnati, OH - Health