Major Rating Factors:
Weak profitability index (1.6 on a scale of 0 to 10) with operating losses during 2018 and 2022. Return on equity has been fair, averaging 8.7% over the last five years. Fair capitalization index (4.7) based on fair current risk-adjusted capital (severe loss scenario) as results have slipped from the excellent range over the last year. Fair liquidity (2.9) as a spike in claims may stretch capacity.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
AZ, NM, NV, TX, UT
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
Imperial Ins Companies Inc
Investment Rating
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Company Address
1100 East Green Street
Pasadena, CA 91106
Pasadena, CA 91106
Phone Number
(626) 838-5100
NAIC Number
16348
Website
Largest Affiliates