Oscar Ins Co Florida
Major Rating Factors:
Weak profitability index (1.1 on a scale of 0 to 10) with 150.9 million in losses in the last four years. Good overall results on stability tests (6.8) based on healthy premium and capital growth during 2021. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent capitalization index (10.0) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
FL
Principal Enrollment Breakdown:
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