C
Align Senior Care MI LLC
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.4 on a scale of 0 to 10) with modest operating losses during 2019, 2020 and 2022. Fair overall results on stability tests (3.2) based on poor risk diversification due to the company's size, an excessive 226% enrollment growth during the period. Excellent capitalization index (8.1) based on good current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Excellent quality investment portfolio (8.1) containing small junk bond exposure. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
871
Fee For Service
0
Contractual Pay
Salary
0
Bonus
355
Other
--
Member Physicians
Enrollment
472
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
New Enterprise Associates Inc
Investment Rating
--
Company Address
10900 Nuckols Road
Glen Allen, VA 23060
Phone Number
(804) 396-6412
NAIC Number
16580
Website
--
Largest Affiliates
D
Glen Allen, VA - Health
D
Glen Allen, VA - Health