D
American Hlth Plan of TX Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.9 on a scale of 0 to 10) with modest operating losses during 2020, 2021 and 2022. Weak quality investment portfolio (2.4) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Fair overall capitalization (4.4) based on weak current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Good overall results on stability tests (4.9) based on fair risk diversification due to the company's size, an excessive 157% enrollment growth during the period. Rating is significantly influenced by the weak financial results of American Health Holdings Of Texas LLC. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
668
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
American Health Holdings Of Texas LLC
Investment Rating
--
Company Address
201 Jordan Road
Franklin, TN 37067
Phone Number
(615) 656-3654
NAIC Number
16761
Largest Affiliates
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Coffeyville, KS - Health
C
Franklin, TN - Health
D
Franklin, TN - Health