D
Longevity Hlth Plan MI Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with modest operating losses during 2020, 2021 and 2022. Fair overall results on stability tests (4.8) in spite of healthy premium and capital growth during 2022 but fair risk diversification due to the company's size and an excessive 121% enrollment growth during the period. Good capitalization index (5.8) based on fair current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Excellent quality investment portfolio (9.7) containing small junk bond exposure. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
6
Other
--
Member Physicians
Enrollment
641
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Longevity Health Founders LLC
Investment Rating
--
Company Address
11770 U.S. Highway One
Palm Beach Gardens, FL 33408
Phone Number
(561) 444-0710
NAIC Number
16779
Largest Affiliates
C
Palm Beach Gardens, FL - Health
C
Palm Beach Gardens, FL - Health
D
Palm Beach Gardens, FL - Health
D
Palm Beach Gardens, FL - Health
D
Palm Beach Gardens, FL - Health