D
Alignment Health Ins Co of AZ
OrangeCA
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.1 on a scale of 0 to 10) with operating losses during 2022 and 2023. Weak overall results on stability tests (0.7) based on an excessive 335% enrollment growth during the period. Rating is significantly influenced by the weak financial results of Alignment Healthcare Inc. Excellent overall capitalization (8.6) based on excellent current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (8.3) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: AZ, TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
10
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
174
Total Patient Encounters
Physician
Non-Physician
706
Corporate Info
Group Affiliation
Alignment Healthcare Inc
Investment Rating
Company Address
1100 West Town & Country Road
Orange, CA 92868
Phone Number
(844) 310-2247
NAIC Number
16915
Largest Affiliates
E
E
E
E
Orange, CA - Health
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