B
Mount Carmel Hlth Plan CT Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent overall capitalization (7.4 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (8.8) with ample operational cash flow and liquid investments.
Other Rating Factors: Weak profitability index (0.9) with modest operating losses during 2022 and 2023. Weak overall results on stability tests (2.0) in spite of healthy premium and capital growth during 2023. Rating is significantly influenced by the excellent financial results of Trinity Health Corporation.
Principal Lines of Business: --
Licensed in: CT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
821
Provider Compensation ($000)
Capitation Pay
24
Fee For Service
143
Contractual Pay
717
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
106
Total Patient Encounters
Physician
Non-Physician
261
Corporate Info
Group Affiliation
Trinity Health Corporation
Investment Rating
--
Company Address
3100 Easton Square Place
Columbus, OH 43219
Phone Number
(407) 754-5667
NAIC Number
17259
Largest Affiliates
A
Columbus, OH - Health
B
Columbus, OH - Health
B
Columbus, OH - Health
B
Columbus, OH - Health
U
Columbus, OH - Health