C
MVP Health Services Corp
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair capitalization index (4.6 on a scale of 0 to 10) based on fair current risk-adjusted capital (severe loss scenario) as results have slipped from the excellent range over the last year. Fair overall results on stability tests (4.1) based on fair risk-adjusted capital in prior years. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Weak profitability index (2.0) with operating losses during 2021. Excellent quality investment portfolio (7.4) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: NY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
773
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
MVP Health Care Inc
Investment Rating
--
Company Address
625 State Street
Schenectady, NY 12305
Phone Number
(518) 370-4793
NAIC Number
47062
Largest Affiliates
B
Schenectady, NY - Health
U
Schenectady, NY - Health