Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 57.9 million in losses in the current year. Fair quality investment portfolio (2.9). Good overall results on stability tests (6.3) based on steady enrollment growth, averaging 9% over the past five years, consistent premium and capital growth in the last five years.
Other Rating Factors:
Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (8.2) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
AK, OR
Principal Enrollment Breakdown:
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