D
Oregon Dental Service
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.2 on a scale of 0 to 10) with operating losses during 2021. Fair quality investment portfolio (3.4). Good overall results on stability tests (6.8) based on steady enrollment growth, averaging 7% over the past five years, consistent premium and capital growth in the last five years.
Other Rating Factors: Excellent overall capitalization (8.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: AK, OR
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
97
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
American Dental Association (inc)
Investment Rating
--
Company Address
601 Southwest Second Avenue
Portland, OR 97204
Phone Number
(503) 228-6554
NAIC Number
54941
Largest Affiliates
D
Portland, OR - Health
C
Portland, OR - Health
C
Portland, OR - Health
D
Portland, OR - Health