B
Cox Health Systems Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Fair profitability index (4.7 on a scale of 0 to 10) with operating losses during 2021. Return on equity has been fair, averaging 7.5% over the last five years. Good overall results on stability tests (6.5) based on consistent premium and capital growth in the last five years but inconsistent enrollment growth in the past five years due to declines in 2021 and 2022. Rating is influenced by the acceptable financial results of Cox Health. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent capitalization (7.2) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2019. Excellent quality investment portfolio (9.6) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: MO
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
399
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Cox Health
Investment Rating
--
Company Address
3200 South National
Springfield, MO 65807
Phone Number
(417) 269-4969
NAIC Number
60040
Largest Affiliates
C
Springfield, MO - Health