Major Rating Factors:
Excellent profitability (9.2 on a scale of 0 to 10) despite a decline in earnings during 2021. Excellent capitalization index (9.3) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (8.7) containing small junk bond exposure.
Other Rating Factors:
Excellent overall results on stability tests (7.2) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the strong financial results of Cambia Health Solutions Inc. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business:
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Licensed in:
OR, UT, WA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
Cambia Health Solutions Inc
Investment Rating
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Company Address
1621 SW 1st Avenue
Portland, OR 97201
Portland, OR 97201
Phone Number
(503) 721-7189
NAIC Number
78879
Website
Largest Affiliates
