C
Celtic Ins Co
ChicagoIL
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good profitability index (5.0 on a scale of 0 to 10) despite operating losses during 2020 and 2021. Weak quality investment portfolio (2.6). Weak liquidity (2.3) as a spike in claims may stretch capacity.
Other Rating Factors: Excellent capitalization (8.9) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2020. Excellent overall results on stability tests (7.2) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the strong financial results of Centene Corporation.
Principal Lines of Business: --
Licensed in: All states except NY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
228
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Centene Corporation
Investment Rating
CNC
Company Address
200 East Randolph Street
Chicago, IL 60601
Phone Number
(800) 714-4658
NAIC Number
80799
Largest Affiliates
C
Saint Louis, MO - Health
B
Saint Louis, MO - Health
B
Saint Louis, MO - Health
B
Saint Louis, MO - Health
C
Saint Louis, MO - Health