B
LA Health Service & Indem Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.7 on a scale of 0 to 10) with 30.0 million in losses in the current year. Fair quality investment portfolio (3.2). Good overall results on stability tests (5.2) despite inconsistent enrollment growth in the past five years due to declines in 2020 and 2021.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: LA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
516
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Louisiana Health Service & Indemnity Co
Investment Rating
--
Company Address
5525 Reitz Avenue
Baton Rouge, LA 70809
Phone Number
(225) 295-3307
NAIC Number
81200
Largest Affiliates
A
Baton Rouge, LA - Health
C
Monroe, LA - Health
D
C