B
Coventry Health & Life Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.3 on a scale of 0 to 10). Rating is significantly influenced by the acceptable financial results of CVS Health Corporation. Good overall profitability index (6.6) despite a decline in earnings during 2023. Good quality investment portfolio (6.5) containing junk bond exposure equal to 71.5% of capital.
Other Rating Factors: Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: All states except NY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
848
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
CVS Health Corporation
Investment Rating
CVS
Company Address
5661 Telegraph road
Saint Louis, MO 63129
Phone Number
(800) 843-7421
NAIC Number
81973
Largest Affiliates
C
Franklin, TN - Health
B
Blue Bell, PA - Health
B
Plantation, FL - Health
B
Downers Grove, IL - Health
B
Richmond, VA - Health