B
QCC Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.2 on a scale of 0 to 10) despite a decline in earnings during 2023. Good quality investment portfolio (5.1) containing significant exposure to junk bonds. Good overall results on stability tests (6.7) based on steady enrollment growth, averaging 2% over the past five years.
Other Rating Factors: Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (8.1) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: AZ, CO, DC, DE, FL, GA, IN, KS, KY, LA, MA, MD, MS, MT, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, WA, WV
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
570
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
0
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Independence Health Group Inc
Investment Rating
--
Company Address
1901 Market Street
Philadelphia, PA 19103
Phone Number
(215) 241-2400
NAIC Number
93688
Largest Affiliates
B
Philadelphia, PA - Health
B
Philadelphia, PA - Health
C
Philadelphia, PA - Health
B
North Charleston, SC - Health
C
Cranbury, NJ - Health