C
EVERLAKE LIFE INS CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall capitalization (4.0 on a scale of 0 to 10) based on excellent risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years. Fair profitability (3.2). Excellent expense controls. Return on equity has been low, averaging 3.0%. Fair overall results on stability tests (3.4) including weak results on operational trends.
Other Rating Factors: Good quality investment portfolio (5.3). Good Liquidity (6.0).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (0.7%), group life (0.5%), group health (0.1%), other (98.8%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Allstate Group
Investment Rating
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Company Address
3075 SANDERS ROAD SUITE I2W
NORTHBROOK, IL 60062
Phone Number
(847) 402-5000
NAIC Number
60186
Website
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Largest Affiliates
C
NORTHBROOK, IL - L&A
Weiss Ratings