EVERLAKE LIFE INS CO
Major Rating Factors:
Fair overall capitalization (4.0 on a scale of 0 to 10) based on excellent risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years. Fair profitability (3.2). Excellent expense controls. Return on equity has been low, averaging 3.0%. Fair overall results on stability tests (3.4) including weak results on operational trends.
Other Rating Factors:
Good quality investment portfolio (5.3). Good Liquidity (6.0).
Stability Factors:
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (0.7%), group life (0.5%), group health (0.1%), other (98.8%)
Licensed in:
All states except NY