AMERICAN INCOME LIFE INS CO
Major Rating Factors:
Good overall results on stability tests (5.0 on a scale of 0 to 10) despite fair financial strength of affiliated Torchmark Corp and excessive premium growth. Other stability subfactors include excellent operational trends and excellent risk diversification. Good capitalization (6.3) based on good risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years. Good quality investment portfolio (5.3).
Other Rating Factors:
Good overall profitability (5.6) although investment income, in comparison to reserve requirements, is below regulatory standards. Fair Liquidity (3.1).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
Principal Lines of Business:
Ind health (9.6%), group health (0.5%), ind annuities (0.5%), group life (0.3%), other (89.0%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Torchmark Corp
Investment Rating
Company Address
8604 ALLISONVILLE RD SUITE 151
INDIANAPOLIS, IN 46250
INDIANAPOLIS, IN 46250
Phone Number
(254) 761-6400
NAIC Number
60577
Website
Largest Affiliates