C
AMERICAN LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall capitalization (5.1 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years. Good overall profitability (6.9). Return on equity has been fair, averaging 5.2%. Low quality investment portfolio (2.5).
Other Rating Factors: Weak overall results on stability tests (2.7) including weak results on operational trends. Excellent Liquidity (8.2).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (27.4%), group life (5.0%), ind annuities (0.4%), group annuities (0.3%), other (66.9%)
Licensed in: DE
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
MetLife Inc
Investment Rating
MET
Company Address
1209 Orange Street
Wilmington, DE 19801
Phone Number
(302) 594-2000
NAIC Number
60690
Largest Affiliates
C
New York, NY - L&A
B
B
Wilmington, DE - L&A
U
Sydney, Australia, - L&A