AMERICAN LIFE INS CO
Major Rating Factors:
Fair overall results on stability tests (4.1 on a scale of 0 to 10). Good overall capitalization (5.6) based on good risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years. Good overall profitability (6.9). Return on equity has been excellent over the last five years averaging 17.6%.
Other Rating Factors:
Low quality investment portfolio (2.8). Excellent Liquidity (8.0).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Group health (15.1%), ind health (10.9%), credit health (3.6%), credit life (0.9%), ind annuities (0.8%), group annuities (0.3%), other (68.4%)
Licensed in:
DE