C
ATLANTIC COAST LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.0 on a scale of 0 to 10) including potential financial drain due to affiliation with Advantage Capital Partners LLC, negative cash flow from operations for 2022 and fair risk adjusted capital in prior years. Fair quality investment portfolio (4.8) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Weak profitability (2.6) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Good capitalization (6.9) based on good risk adjusted capital (severe loss scenario). Excellent Liquidity (8.1).
Stability Factors:
Principal Lines of Business: --
Licensed in: All states except CA, CT, DC, ID, ME, MI, MN, NH, NJ, NY, WI, PR
Investments
Invested Assets
--
Cash
--
CMO & Structured Securities
--
Other Investment Grade Bonds
--
Non-Investment Grade Bonds
--
Common & Preferred Stock
--
Mortgages in Good Standing
--
Non-Performing Mortgages
--
Real Estate
--
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
Advantage Capital Partners LLC
Investment Rating
--
Company Address
1565 SAM RITTENBERG BOULEVARD
CHARLESTON, SC 29407
Phone Number
(844) 442-3847
NAIC Number
61115
Largest Affiliates
D
SALT LAKE CITY, UT - L&A
C
SALT LAKE CITY, UT - L&A