C
CENTRAL SECURITY LIFE INS CO
DallasTX
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.4 on a scale of 0 to 10) including negative cash flow from operations for 2022 and fair risk adjusted capital in prior years. Good current capitalization (5.6) based on good risk adjusted capital (severe loss scenario) reflecting some improvement over results in 2018. Good quality investment portfolio (6.6).
Other Rating Factors: Good Liquidity (5.1). Weak profitability (2.9) with investment income below regulatory standards in relation to interest assumptions of reserves.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except CA, CT, FL, HI, IA, ME, MA, MN, NH, NJ, NY, PA, RI, VT, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Maximum Corporation
Investment Rating
--
Company Address
2185 N Glenville Drive
Dallas, TX 75254
Phone Number
(972) 699-2770
NAIC Number
61735
Largest Affiliates