B
FREEDOM LIFE INS CO OF AMERICA
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (6.0 on a scale of 0 to 10) with no exposure to mortgages and minimal holdings in junk bonds. Good overall profitability (6.4). Return on equity has been excellent over the last five years averaging 54.2%. Good overall results on stability tests (5.1) good historical risk adjusted capital and excellent risk diversification.
Other Rating Factors: Strong capitalization (8.9) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.0).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, CA, CT, DC, HI, ID, ME, MA, MT, NH, NJ, NY, ND, RI, VT, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Credit Suisse Group
Investment Rating
UNH
Company Address
300 Burnett Street Suite 200
Fort Worth, TX 76102
Phone Number
(817) 878-3300
NAIC Number
62324
Largest Affiliates
B
Fort Worth, TX - L&A
B