D
BESTOW LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.2 on a scale of 0 to 10) including weak results on operational trends and negative cash flow from operations for 2023. Weak profitability (2.3) with operating losses during 2023. Return on equity has been fair, averaging 6.3%. Fair quality investment portfolio (3.6).
Other Rating Factors: Good capitalization (5.8) based on good risk adjusted capital (severe loss scenario). Excellent Liquidity (7.2).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: All states except ME, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Wells Fargo Group
Investment Rating
--
Company Address
800 WALNUT STREET
DES MOINES, IA 50266
Phone Number
(515) 440-5500
NAIC Number
62383
Largest Affiliates
C
West Des Moines, IA - L&A
C
West Des Moines, IA - L&A