C
LANTERN INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.1 on a scale of 0 to 10) including fair financial strength of affiliated Wells Fargo Group, weak results on operational trends and negative cash flow from operations for 2023. Fair quality investment portfolio (3.8) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Good capitalization (6.6) based on good risk adjusted capital (severe loss scenario).
Other Rating Factors: Weak profitability (1.6) with operating losses during the first nine months of 2024. Excellent Liquidity (7.2).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: All states except ME, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Wells Fargo Group
Investment Rating
--
Company Address
800 WALNUT STREET
West Des Moines, IA 50266
Phone Number
(515) 440-5500
NAIC Number
62383
Largest Affiliates
C
West Des Moines, IA - L&A
C
West Des Moines, IA - L&A