COTTON STATES LIFE INS CO
Major Rating Factors:
Good quality investment portfolio (5.9 on a scale of 0 to 10) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds. Good overall profitability (6.0). Excellent expense controls. Return on equity has been low, averaging 3.3%. Good Liquidity (6.2).
Other Rating Factors:
Good overall results on stability tests (6.1) despite negative cash flow from operations for 2022 good operational trends and excellent risk diversification. Strong capitalization (8.8) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind annuities (0.2%), other (99.8%)
Licensed in:
AL, FL, GA, KY, LA, MS, NC, SC, TN, VA
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
COUNTRY Financial
Investment Rating
--
Company Address
13560 MORRIS ROAD SUITE 4000
ALPHARETTA, GA 30004
ALPHARETTA, GA 30004
Phone Number
(309) 821-3000
NAIC Number
62537
Website
Largest Affiliates
