HERITAGE LIFE INS CO
Major Rating Factors:
Fair quality investment portfolio (3.6 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Fair overall results on stability tests (4.5). Good overall profitability (6.1). Excellent expense controls. Return on equity has been low, averaging 3.2%.
Other Rating Factors:
Good Liquidity (6.4). Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind annuities (81.9%), other (18.1%)
Licensed in:
All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Calton Holdings LLC
Investment Rating
--
Company Address
8601 N SCOTTSDALE RD STE 300
SCOTTSDALE, AZ 85253
SCOTTSDALE, AZ 85253
Phone Number
(312) 977-0904
NAIC Number
64394
Website
Largest Affiliates