HORACE MANN LIFE INS CO
Major Rating Factors:
Good overall capitalization (6.4 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years. Good Liquidity (5.1) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair quality investment portfolio (4.8).
Other Rating Factors:
Fair overall results on stability tests (4.8). Excellent profitability (7.9) with operating gains in each of the last five years.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Horace Mann Educators Corp
Investment Rating
Company Address
#1 HORACE MANN PLAZA
SPRINGFIELD, IL 62715
SPRINGFIELD, IL 62715
Phone Number
(217) 789-2500
NAIC Number
64513
Website
Largest Affiliates