JOHN ALDEN LIFE INS CO
Major Rating Factors:
Fair overall results on stability tests (3.9 on a scale of 0 to 10) including fair financial strength of affiliated Assurant Inc. Strong capitalization (4.0) based on excellent risk adjusted capital (severe loss scenario). Moreover, capital levels have been consistently high over the last five years. Good Liquidity (6.8) with sufficient resources to handle a spike in claims.
Other Rating Factors:
Weak profitability (2.9) with investment income below regulatory standards in relation to interest assumptions of reserves. High quality investment portfolio (7.7).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (100.0%)
Licensed in:
All states except NY, PR