C
KANSAS CITY LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.5 on a scale of 0 to 10) including negative cash flow from operations for 2024. Good quality investment portfolio (5.0) despite significant exposure to mortgages . Mortgage default rate has been low. large holdings of BBB rated bonds in addition to minimal holdings in junk bonds. Good Liquidity (5.1).
Other Rating Factors: Weak profitability (2.2) with operating losses during 2024. Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: F - Negative cash flow. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (29.4%), ind health (21.4%), group life (6.4%), other (42.8%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kansas City Life Group
Investment Rating
Company Address
3520 Broadway
Kansas City, MO 64111
Phone Number
(816) 753-7000
NAIC Number
65129
Largest Affiliates
C
Columbus, OH - L&A
C
Kansas City, MO - L&A