MUTUAL TRUST LIFE INS CO
Major Rating Factors:
Good overall profitability (5.4 on a scale of 0 to 10) although investment income, in comparison to reserve requirements, is below regulatory standards. Good Liquidity (5.2) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.9) excellent operational trends and excellent risk diversification.
Other Rating Factors:
Fair quality investment portfolio (4.3). Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
Principal Lines of Business:
Group health (4.8%), ind annuities (0.6%), other (94.7%)
Licensed in:
All states except NY, PR