B
NATIONAL FARMERS UNION LIFE INS CO
DallasTX
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.9 on a scale of 0 to 10) despite negative cash flow from operations for 2022. Other stability subfactors include good operational trends and excellent risk diversification. Good quality investment portfolio (5.4) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but small junk bond holdings. Good overall profitability (6.1).
Other Rating Factors: Good Liquidity (5.9). Strong capitalization (8.4) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. I - Past results on our Investment Safety Index.
Principal Lines of Business: Ind annuities (0.9%), other (99.1%)
Licensed in: All states except AL, CT, DE, FL, GA, HI, LA, ME, MD, MA, NH, NJ, NY, NC, RI, SC, TN, VT, WV, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Americo Life Inc
Investment Rating
--
Company Address
PO Box 139061
Dallas, TX 75313
Phone Number
(816) 391-2000
NAIC Number
66540
Largest Affiliates