NATIONAL LIFE INS CO
Major Rating Factors:
Good overall results on stability tests (5.8 on a scale of 0 to 10) despite excessive premium growth. Other stability subfactors include good operational trends and excellent risk diversification. Good quality investment portfolio (6.0) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds. Good Liquidity (6.8).
Other Rating Factors:
Fair profitability (4.0) with operating losses during 2022. Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind annuities (7.6%), group annuities (2.0%), ind health (0.3%), other (90.1%)
Licensed in:
All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
National Life Group
Investment Rating
--
Company Address
1 National Life Drive
Montpelier, VT 05604
Montpelier, VT 05604
Phone Number
(802) 229-3333
NAIC Number
66680
Website
Largest Affiliates