C
PAN-AMERICAN LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.6 on a scale of 0 to 10) including negative cash flow from operations for 2024. Good quality investment portfolio (5.4) despite mixed results such as: large holdings of BBB rated bonds but moderate junk bond exposure. Good overall profitability (6.2). Return on equity has been low, averaging 2.2%.
Other Rating Factors: Good Liquidity (5.6). Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (44.5%), group life (2.4%), ind annuities (0.6%), other (52.4%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Pan-American Life
Investment Rating
--
Company Address
PAN-AMERICAN LIFE CENTER
NEW ORLEANS, LA 70130
Phone Number
(504) 566-1300
NAIC Number
67539
Largest Affiliates
C
NEW ORLEANS, LA - L&A
U
GRAND CAYMAN, CA - L&A
C
Richardson, TX - P&C