Major Rating Factors:
Fair overall results on stability tests (3.5 on a scale of 0 to 10). Good quality investment portfolio (6.3) despite mixed results such as: substantial holdings of BBB bonds but moderate junk bond exposure. Good overall profitability (5.1) although investment income, in comparison to reserve requirements, is below regulatory standards.
Other Rating Factors:
Good Liquidity (5.4). Strong capitalization (7.9) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Group life (8.8%), ind annuities (4.3%), ind health (1.2%), other (85.6%)
Licensed in:
TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Germania Ins Group
Investment Rating
--
Company Address
507 Hwy 290 East
Brenham, TX 77833
Brenham, TX 77833
Phone Number
(979) 836-5224
NAIC Number
67920
Largest Affiliates