Major Rating Factors:
Fair profitability (3.0 on a scale of 0 to 10) with investment income below regulatory standards in relation to interest assumptions of reserves. Fair overall results on stability tests (3.3). Good quality investment portfolio (6.3) with no exposure to mortgages and no exposure to junk bonds.
Other Rating Factors:
Strong capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.5).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (85.2%), group health (10.1%), group life (1.2%), other (3.5%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
--
Company Address
601 EAST BRITTON ROAD
CHICAGO, IL 60601
CHICAGO, IL 60601
Phone Number
(216) 687-7000
NAIC Number
68462
Website
Largest Affiliates