Major Rating Factors:
Good overall results on stability tests (5.3 on a scale of 0 to 10). Stability strengths include excellent operational trends and excellent risk diversification. Good current capitalization (6.8) based on good risk adjusted capital (severe loss scenario), although results have slipped from the excellent range over the last year. Good quality investment portfolio (5.4).
Other Rating Factors:
Good overall profitability (5.5). Good Liquidity (6.8).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind health (98.9%), group health (0.3%), other (0.8%)
Licensed in:
All states except AK, DC, HI, ME, NY, PR