C
SENTINEL SECURITY LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.3 on a scale of 0 to 10) including potential financial drain due to affiliation with Advantage Captial Partners LLC and weak risk adjusted capital in prior years. Fair quality investment portfolio (3.9) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Exposure to mortgages is significant, but the mortgage default rate has been low. Weak profitability (2.6) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Good capitalization (5.5) based on good risk adjusted capital (moderate loss scenario). Excellent Liquidity (7.0).
Stability Factors:
Principal Lines of Business: --
Licensed in: All states except AK, CT, DC, ME, MA, MI, MO, NH, NJ, NY, TN, VT, VA, WV, WI, PR
Investments
Invested Assets
--
Cash
--
CMO & Structured Securities
--
Other Investment Grade Bonds
--
Non-Investment Grade Bonds
--
Common & Preferred Stock
--
Mortgages in Good Standing
--
Non-Performing Mortgages
--
Real Estate
--
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
Advantage Captial Partners LLC
Investment Rating
--
Company Address
1405 WEST 2200 SOUTH
SALT LAKE CITY, UT 84111
Phone Number
(801) 484-8514
NAIC Number
68802
Largest Affiliates
D
SALT LAKE CITY, UT - L&A
C
CHARLESTON, SC - L&A