B
STANDARD INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good current capitalization (6.9 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario), although results have slipped from the excellent range over the last year. Good quality investment portfolio (5.1) despite substantial holdings of BBB bonds in addition to moderate junk bond exposure. Exposure to mortgages is large, but the mortgage default rate has been low. Good overall profitability (5.3).
Other Rating Factors: Fair overall results on stability tests (4.8) including excessive premium growth. Excellent Liquidity (9.1).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Group annuities (58.4%), ind annuities (21.2%), ind health (18.9%), group life (1.6%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Meiji Yasuda Life Ins Company
Investment Rating
--
Company Address
1100 SOUTHWEST SIXTH AVENUE
PORTLAND, OR 97204
Phone Number
(800) 247-6888
NAIC Number
69019
Largest Affiliates
C
JACKSONVILLE, FL - L&A
B
INDIANAPOLIS, IN - L&A
B
WHITE PLAINS, NY - L&A
B