B
UNITED HOME LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (5.7 on a scale of 0 to 10) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.4). Strengths include good financial support from affiliation with Indiana Farm Bureau, excellent operational trends and excellent risk diversification. Fair profitability (3.4) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Strong capitalization (9.9) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.8).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, MA, NH, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Indiana Farm Bureau
Investment Rating
--
Company Address
225 South East Street
Indianapolis, IN 46202
Phone Number
(317) 692-7979
NAIC Number
69922
Largest Affiliates
B
Indianapolis, IN - L&A
A
Indianapolis, IN - P&C