C
GREAT WESTERN INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair capitalization for the current period (4.0 on a scale of 0 to 10) based on mixed results -- excessive policy leverage mitigated by good risk adjusted capital (moderate loss scenario) reflecting some improvement over results in 2018. Fair profitability (4.8) with investment income below regulatory standards in relation to interest assumptions of reserves. Fair overall results on stability tests (3.2) including weak risk adjusted capital in prior years and negative cash flow from operations for 2022.
Other Rating Factors: Low quality investment portfolio (2.1). Excellent Liquidity (7.1).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. F - Negative cash flow. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: All states except AK, HI, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
JAMEL Ltd
Investment Rating
--
Company Address
3434 Washington Blvd Ste 300
Des Moines, IA 50309
Phone Number
(800) 733-5454
NAIC Number
71480
Largest Affiliates
B
Des Moines, IA - L&A
B
Des Moines, IA - L&A
B
Des Moines, IA - L&A
C
Des Moines, IA - L&A
C
Des Moines, IA - L&A