C
BANKERS FIDELITY ASR CO
AtlantaGA
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.4 on a scale of 0 to 10) including fair financial strength of affiliated Atlantic American Corp. Weak profitability (2.0) with operating losses during 2024. Return on equity has been low, averaging -5.2%. Strong capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (8.9). Excellent Liquidity (7.0).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business: --
Licensed in: All states except AK, CA, CT, ID, ME, MA, MN, NH, NJ, NY, OR, RI, VT, WA, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Atlantic American Corp
Investment Rating
--
Company Address
4370 Peachtree Rd NE
Atlanta, GA 30319
Phone Number
(800) 241-1439
NAIC Number
71919
Largest Affiliates
B
Atlanta, GA - P&C
C
B
Atlanta, GA - P&C
C
Atlanta, GA - L&A