B
AMICA LIFE INS CO
LincolnRI
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.1 on a scale of 0 to 10). Stability strengths include excellent operational trends and excellent risk diversification. Good quality investment portfolio (6.5) despite mixed results such as: minimal exposure to mortgages and substantial holdings of BBB bonds but no exposure to junk bonds. Good Liquidity (6.5).
Other Rating Factors: Fair profitability (4.1). Strong capitalization (9.6) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. I - Past results on our Investment Safety Index.
Principal Lines of Business: Group life (8.9%), ind annuities (5.1%), other (86.0%)
Licensed in: All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Amica Mutual Group
Investment Rating
--
Company Address
100 AMICA WAY
LINCOLN, RI 02865
Phone Number
(800) 652-6422
NAIC Number
72222
Largest Affiliates
B
Lincoln, RI - P&C
B
Lincoln, RI - P&C