Major Rating Factors:
Good overall profitability (6.8 on a scale of 0 to 10). Excellent expense controls. Return on equity has been fair, averaging 9.7%. Good Liquidity (5.7) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair overall results on stability tests (3.9) including fair risk adjusted capital in prior years.
Other Rating Factors:
Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.4).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (38.7%), group life (4.2%), ind annuities (1.6%), other (55.5%)
Licensed in:
FL, IL, TX, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Triple-S Management Corp
Investment Rating
--
Company Address
1052 Munoz Rivera
San Juan, PR 00927
San Juan, PR 00927
Phone Number
(787) 777-8432
NAIC Number
73814
Website
Largest Affiliates