Major Rating Factors:
Fair profitability (4.3 on a scale of 0 to 10). Excellent expense controls. Return on equity has been fair, averaging 8.7%. Fair overall results on stability tests (3.5) including fair risk adjusted capital in prior years. Good overall capitalization (5.1) based on mixed results -- excessive policy leverage mitigated by good risk adjusted capital (severe loss scenario).
Other Rating Factors:
Good quality investment portfolio (6.5). Weak Liquidity (1.5).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (98.4%), group health (1.6%)
Licensed in:
All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Aetna Inc
Investment Rating
Company Address
151 FARMINGTON AVENUE
HARTFORD, CT 6156
HARTFORD, CT 6156
Phone Number
(800) 872-3862
NAIC Number
78700
Website
Largest Affiliates