C
PRUCO LIFE INSURANCE CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.0 on a scale of 0 to 10) including fair financial strength of affiliated Prudential of America, excessive premium growth and fair risk adjusted capital in prior years. Good quality investment portfolio (5.7) despite mixed results such as: minimal exposure to mortgages and substantial holdings of BBB bonds but small junk bond holdings. Weak profitability (2.3) with operating losses during 2024.
Other Rating Factors: Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (9.3).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (69.2%), other (30.8%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Prudential of America
Investment Rating
PRU
Company Address
2929 N CENTRAL AVE STE 1700
PHOENIX, AZ 85253
Phone Number
(860) 534-8057
NAIC Number
79227
Largest Affiliates